PERFORMANCE
Consistent Returns, Unmatched Liquidity
Our focus is on prudence, profitability and accountability. We have more than tripled in value over the past 14 years by compounding capital consistently for our investors.
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Consistent returns even when public markets falter
We have consistently outperformed industry benchmarks such as the S&P/TSX Composite Index, iShares Canadian Corporate Bond Index ETF, and iShares Core Canadian Universe Bond Index ETF for more than a decade.
Annualized Net Returns
1 Year
12.8%
3 Year
10.5%
10 Year
9.2%
Since Inception
9.0%
Uncorrelated Returns
Merchant Opportunities Fund's returns are not closely tied to stock or bond markets, providing stability and consistent returns even during market downturns.
- 0.06 Beta vs the TSX
- 0.08 Beta vs iShares CAD Corp BondIndex
Superior Downside Protection
4.3%
Annual Standard Deviation
10,000 +
Individual loans
Our diversified portfolio of over 10,000 loans, combined with our rigorous underwriting process, provides superior downside protection.
Increased Yield & Diversification
The Fund pays a quarterly cash distribution equal to 8% annually. The Fund is uncorrelated with traditional asset classes offering strong portfolio diversification benefits.
8%
Quarterly Cash Distributions
Tax Favorable
Applicable for the following account types:
RRSP
TFSA
RRIF
RESP
LIRA
Monthly Liquidity
The Fund generates consistent cash flow, which allows for monthly liquidity options. The short-duration also allows the Fund to adjust lending rates and underwriting protocols in order to maintain returns in changing market conditions.
Total Net Investment Returns
The Merchant Opportunities Fund boasts a consistent track record, with 143 out of 159 months, or 90%, delivering positive returns.
