Diversify Your Portfolio with Short-Term, High-Yield Private Credit
Merchant Opportunities Fund is a private credit fund with a 14+ year track record, delivering consistent, attractive and highly diversified returns to our investors.
Get Started
THE FIRM
Delivering Results for Investors
Why Invest with Merchant Opportunities Fund?
Merchant Opportunities Fund was founded to provide double digit returns and monthly liquidity to investors by investing in short-term, high yielding, fully amortizing private loans to under-served small business and consumer borrowers.
12%
Target Annual Net Returns
As of May 1, 2024. *Average Annualized Compound Return Net of Fees
Total Portfolio
$121M
Annual Net Return Since Inception*
9.2%
Founded
2010
As of May 1, 2024. *Average Annualized Compound Return Net of Fees
Merchant Opportunities Fund opens the door to a world of high-yield private credit investments that were traditionally reserved for institutional investors.
Our unique approach allows individual investors like you to access a diversified portfolio of short-term loans, offering the potential for double-digit returns and consistent monthly income.
Our unique approach allows individual investors like you to access a diversified portfolio of short-term loans, offering the potential for double-digit returns and consistent monthly income.
Outperforming Traditional Investments
Our fund has consistently outperformed major market indices, with a 13.7% net return in 2022 and a 10-12% target annual net return.
Learn More12%
Over 12% Annual Returns
Gain access to exclusive high-yield private credit investments, historically outperforming traditional asset classes.
Short-Term Investments
Short-term loans provide greater access to your capital than traditional private credit funds.
Monthly Cash Flow
Unlike traditional private credit funds, we offer monthly liquidity, allowing you to access your investment when you need it.
Tax-Advantaged Investing
Merchant Opportunities Fund offers tax-advantaged options for both personal and corporate investors.
Superior Downside Protection
Our diversified portfolio of over 10,000 loans, combined with our rigorous underwriting process, provides superior downside protection.
80+
Years of Combined Experience
Benefit from the expertise of our seasoned investment team with a proven track record in private credit.
“Our focus on small-dollar, short-term, fully amortizing loans results in greater diversification and reliable cash flow, making our private credit strategy the most compelling one for investors.”
David Gens
Founder & CEO at Merchant Opportunities Fund